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Words are powerful and language matters in all situations, but today, I want to specifically talk about the importance of how we use language in the appraisal profession. There are several misleading key words and phrases that we often use as appraisers, and I think we would be doing ourselves...

A wise individual once pointed out to me that when I buy a candy bar, I am willing to pay the store clerk a dollar (assuming that is the cost), not because it is worth a dollar to me, but because I feel that the candy bar is MORE valuable than my dollar. Similarly, the store clerk is willing to...

I recently had the opportunity to speak with Tim Andersen, whom I would call an expert in the topic of highest and best use. While this post is a good summary of that conversation, I would strongly encourage you to check out the podcast linked below where you can listen to the whole thing and get...

I know it is not common to think about life insurance with the help of Utility Saving Expert for employees when you own a small business. However, if you have employees with advanced training who would be difficult to replace if something were to happen, it may be something you want to consider....

First and foremost, I want to stress the fact that I am not a financial advisor. I have my own financial advisor who is excellent at giving me sound advice. I suggest you also hire a professional who can mentor you and give you suggestions based on your own personal needs.

I have found in my own...

I give my employees pay raises using a little different method than may be common for many businesses. I have noticed that it is fairly typical for employers to give raises based on the amount of time an employee has been with the company. In other words, there is a set schedule for pay increases...